![]() “In addition to paying the highest fine the DMHC has ever levied against a health plan, Kaiser Permanente has agreed to make significant improvements to the plan’s operations, processes and procedures and business model to better assist enrollees with accessing care,” Watanabe said. “Even so, during the period of the DMHC survey we fell short of our members expectations and our own expectations.”ĭMHC Director Mary Watanabe said Kaiser worked “proactively and in good faith” to reach the agreement. “We have invested an additional $195 million in new clinical facilities that include 329 mental health provider offices,” Adams continued. “Since 2020, we have invested an additional $1.1 billion to provide mental health treatment for our members.”Īdams said Kaiser hired nearly 600 additional therapists and expanded its networks over the past three years to include thousands of community therapists. “We have increased our staffing and facilities to help meet this growing need,” he said. Kaiser has also pledged $150 million in additional investments over the next five years into programs to its improve its behavioral health care programs. The agency also noted a “shortage of contracted high-level behavioral health care facilities” in the plan’s network, as well as “inadequate oversight of the plan’s medical groups in evaluating appropriate care.” DMHC also said Kaiser failed to make out-of-network referrals, which are required under the law, when in-network providers are not available. The DMHC found that Kaiser canceled behavioral health appointments and often failed to schedule appointments in a timely manner, which were still required, regardless of a strike among mental health clincians in August 2022. The settlement grew out of a non-routine survey of Kaiser the DMHC conducted in May 2022. 12, includes a $50 million fine and will require the healthcare provider to take corrective action to address deficiencies in delivery and oversight of the behavioral health care services it provides to enrollees. I know that Rocket has a reputation for higher costs, but this seems like a pretty interesting strategy to capture business.Kaiser Permanente Foundation Health Plan has reached a settlement with the California Department of Managed Health Care that calls for significant changes to Kaiser’s delivery of behavioral health care services. The kicker is that no other lender I've talked to will be able to even make me a competitive offer without bringing out an appraiser first. With the new value, I eliminate my PMI and qualify for a 2.99% interest rate. My application is approved with the numbers I entered. When the Rocket Loan officer called me, she informed me that my credit score is high enough to not require an appraisal. ![]() It bumps my initial 5% down payment to 20%. Not high enough to be unreasonable, but likely around $15k higher than the house would appraise for. When I filled out the application, I entered a pretty high number for the current home value. I expected to go with the credit union that I had my original mortgage at, but I applied with Rocket Mortgage just to have a decent rate comparison. I'm shopping around for rates to refinance my house. ![]() Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future.
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